Overwhelming credit card debt is one of the most common financial challenges for people in the United States. Late fees, rising interest rates and harassing phone calls from creditors combine to make credit card debt unmanageable for many people.
There are many reasons individuals have high credit cards balances. A family member gets injured, you lost your job or an unexpected expense comes up that you cannot financially handle. Sometimes, it’s simply that you were spending more than you realized.
Whatever the reason for your debt, The Ballard Law Group can help you get out from under it by filing for bankruptcy relief. With nearly 40 years of combined experience, our Seattle debt relief lawyers understand the struggles you face. We offer straightforward and honest advice about your situation so you can move on with your life as soon as possible.
Reducing or Eliminating Credit Card Debt
Banks and credit card companies build fee structures and payment schedules that are designed to keep you in debt. These oppressive strategies can leave you feeling defeated and unsure of what to do next. Many of the people we represent could never have imagined that their debt would become so unmanageable.
There are important things you should know that may help you through this tough time:
- You are not the only one.
- There are options for reducing and even eliminating your debt.
- There are laws designed to protect you.
- Our experienced bankruptcy lawyers are ready to provide you the support and guidance you need to regain control of your financial future.
We can help you reorganize your debt and make it more manageable in a Chapter 13 bankruptcy, or you may qualify for a Chapter 7 complete debt discharge. Don’t hesitate to find out what your choices are. The longer you wait, the more fees and interest charges will build up.
Contact an Experienced Seattle Attorney
[fancy_box]If you are having difficulty paying down your credit card debt, The Ballard Law Group is ready to assist you. To schedule a free consultation, call us at 206-782-2111, or contact our bankruptcy lawyers online.[/fancy_box]
We serve clients throughout Washington.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.